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Getting Medicare soon? You Might Consider Short Term Health Insurance Until Medicare Starts
Every American turning 65 is eligible for Medicare insurance benefits that Americans pay for all their working lives if they meet the min requirements.

Medicare is a social security program, so each year most or all Americans are eligible for some form of federally funded health insurance benefits. First, as we all now know, if you enroll in the Medicare program, you are dependent on the Medicare rules for enrollment. There are only 100 ways that people can be enrolled in the program (for example, a parent can be enrolled if they have 20 or more dependents). There is also no way to leave the program permanently. When someone leaves the program (whether voluntarily or involuntarily), they lose all their insurance benefits and their Silver plan and Gold plan ends. And, of course, the Medicare benefits are very expensive, in some cases thousands of dollars a month. The Medicare cash value of an individual’s policy is capped at about $6,000 a year, or 10,000 percent of the person’s Medicare benefit. Americans are now starting to enter the Medicare program as citizens and resident aliens for non-elective medical care programs. A total of more than 6.1 million people have already enrolled in some sort of Medicare cash value benefit program when they join the program. The 1939 Emergency Compensation for Wounded, Sick, and Injured of WW II (EICWII) Act established Medicare as a Medicare system for the treatment of the costs of World War II injuries. The EICWII Act was amended by the Social Security Act of 1965, which made Medicare mandatory for all eligible American citizens over the age of 65. This 1962 bill built on the Medicare of WWII, creating a brand new recognition identity for this revolutionary new entitlement program. The 1965 Medicare legislation also established savings account coverage and asset protection programs. Many Americans feel a sense of solidarity with other Americans who are enrolled. We see them have dinner with neighbors as they join or make their initiation into the Medicare security system. We strive to fulfill our joint social responsibility for everyone enrolled in the program, no matter what their citizenship or residency status is. The Medicare secretary — known as The Medicare Administrator — is one of the most powerful government officials in the country. And here’s the kicker: The Medicare Administrator is appointed by the president, and not by Congress.

Lifeguards in the pool Even the most comical old lady would not want to un-ring a bell after the 1960s. The 1960s brought us “Special Treatment programs” for suffering patients. A new Medicare system for hospitalized patients was instituted under the 1966 Medicare Amendments that legalized the use of private care and the practice of “patient care not within the scope of” authority by physicians to treat patients in hospitals. In 1966, Medicare began requiring facilities with one hundred or more beds to create specialized care programs for patients in their own facilities. And, through the 1970s and 80s, the Medicare system was expanded and consolidated. As you might expect from poverty-stricken America, the youngest and poorest among us need a great deal of assistance to survive in the quality of life facilities available to them in 1950. My great-grandfather, Leon Hadley, had a measurable ability to just sort of memorize things due to his debilitating polio. In the last years of his life, he was taken advantage of by unscrupulous doctors that used his carefully-constructed wheelchair as a punching bag, resulting in almost total paralysis. My grandfather was unable to enjoy these final years of life, which was pretty sad for a man who earned profits of more than $10,000 in his last years alone. Hadley, after watching his grandson grow up, helped financially support him in his later years. As you can see with the example of Hadley, poverty-stricken elders can be very generous and thoughtful recipients of the generous care of the older generation. On the other hand, the youngest and poorest Americans are, no doubt, dissatisfied with the system. So, they jumped ship. And they were joined by many of their greater economic contemporaries; first-generation immigrants who came with but a few hundred dollars in cash, often leaving relatives behind to fend for themselves, often ending up destitute. When the number of elderly Americans without income any longer exceeded the total number of Social Security survivors, the system had to make reforms to find the money for services to the elderly.

Determining eligibility for Medicare benefits is a process of enrollment. Medicare eligibility is established on the basis of your age, and is based on several factors. Three of the most common factors used to determine eligibility include your location, your marital status, and your geographic location and income. Many of us have dates in the past that show us when we first entered the Medicare program, the date and place of our birth, or the date of our discharge from a hospital. Those dates and dates of our birth, as well as our dates of discharge from a hospital, will be recorded for us and will provide information about our reliability that monthly applications current to date.

Thank you for your interest. If we did not answer your question or you have general questions please call 972-800-6670

List of Medicare Insurance Companies

Accendo Insurance Company

Aetna Health Insurance Company

American Retirement Life Insurance Company

Americo Financial Life and Annuity Insurance Company

Amerigroup Insurance Company

Atlantic Coast Life Insurance Company

Bankers Fidelity Assurance Company

Bankers Fidelity Life Insurance Company

Blue Cross and Blue Shield of Texas, A Division of Health Care Service

Capitol Life Insurance Company, The

Catholic Life Insurance

Central States Health & Life Co. of Omaha

Christian Fidelity Life Insurance Company

Cigna Health and Life Insurance Company

Colonial Penn Life Insurance Company

CompBenefits Insurance Company

Companion Life Insurance Company

CSA Fraternal Life

EPIC Life Insurance Company, The

Everest Reinsurance Company

First Health Life and Health Insurance Company

Garden State Life Insurance Company

Globe Life And Accident Insurance Company

GPM Health and Life Insurance Company

Great Southern Life Insurance Company

Guarantee Trust Life Insurance Company

Heartland National Life Insurance Company

Humana Benefit Plan of Illinois, Inc.

Individual Assurance Company, Life, Health & Accident

Loyal American Life Insurance Company

Lumico Life Insurance Company

Medico Corp Life Insurance Company

Nassau Life Insurance Company of Kansas

National Guardian Life Insurance Company

National Health Insurance Company

Old Surety Life Insurance Company

Omaha Supplemental Insurance Company

Oxford Life Insurance Company

Pan-American Life Insurance Company

Pekin Life Insurance Company

Philadelphia American Life Insurance Company

Physicians Life Insurance Company

Puritan Life Insurance Company of America

Renaissance Life & Health Insurance Company of America

Reserve National Insurance Company

Resource Life Insurance Company

S.USA Life Insurance Company, Inc.

Sentinel Security Life Insurance Company

Shenandoah Life Insurance Company

Southern Guaranty Insurance Company

Standard Life and Casualty Insurance Company

State Farm Mutual Automobile Insurance Company

State Mutual Insurance Company

Thrivent Financial for Lutherans

Transamerica Life Insurance Company

Transamerica Premier Life Insurance Company

Unified Life Insurance Company

Union Security Insurance Company

United American Insurance Company

United Commercial Travelers of America, The Order of

United Insurance Company of America

United National Life Insurance Company of America

United States Fire Insurance Company

UnitedHealthcare Insurance Company (AARP)

Universal Fidelity Life Insurance Company

USAA Life Insurance Company

Western United Life Assurance Company

Best Medicare Supplement Plans in Texas

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