Why have we helped so many people for over 20 years of service?

We treat each and every customer like family. We know we live in the digital age, and you want things quickly and that is why we have the technology we have developed to help you meet your needs. HOWEVER we also understand that your Medicare Health Insurance is a very important part of your financial future and that may require more personalized service and we are here when you need us!

amazing team members

We have some of the best people in the business and are very proud that they are among the top in their professional field but leaders in their communities, churches and families! 

Extended Hours 

Our Medicare agents work late, or have extended hours by appointments and during the busy season we are here 24 hours a day to serve you!

7 day a week support

We are available to meet your needs 7 days a week. Our team is dedicated to providing you world class service 24/7

customer first culture

Our do what ever it takes culture has created not only happy clients but happy internal customers making our business one of the best places to work in the great United States.

Client Testimonials

Founded in 1990 , digitally enhanced in 2011 and working daily to provide the “Best In Class” service to those individuals and families we have the privilege to serve and call family !

Thank you so much for working with my sister and I to help my parents find the perfect benefits solution. Your holistic approach to wealth transfer, and your knowledge of MEDICARE was priceless. We will be telling all our friends to call.

Tiffany Johnson – Dallas Texas

I have been in finance for over 20 years and have never seen such professionalism and service. In-fact I use Y&M as an example of how business should be done in todays crazy environment. I thought the days of customer service were gone, but they have proved me wron time and time again!

Robert Johnston – NYC
Medigap Plans
Medicare ADvantage
Prescription Drugs

New to Medicare ? Picking the right plan for you

The first stem is to decide if you want a government subsidized plan (aka Medicare Advantage) or if you prefer to go with a more private options with a private insurance company (aka MEDIGAP PLANS) and then once you have mad that choice, your path has ben charted but make sure you go down the path right for you today and for the long-haul as it may not be possible to make this choice again in the future with out underwriting.

Medigap Plans

Medigap Plans typically are the most flexible of the medicare Health Insurance Plans as they allow you to choose your own doctors, providers and do not limit in or out of network. So if flexibility is more important, then you are probably looking to fill the gap with a MEDIGAP PLAN!

Medicare Advantage

If spending less every month on a premium is more important than choice of doctors, providers and network then a Medicare Advantage plan might be perfect for you. Many come with low to no monthly premiums subsidized and regulated by the government these plans are very popular!

Prescription Drug Coverage

Prescription Drug Coverage (aka MEDICARE PARD D) is one of the most frequently used benefits, but often the most confusing. Depending on the level of coverage the list of covered drugs may differ, so make sure you understand  which PART D plan is best for you today and in the future. Several Part D plans can be purchased “STAND ALONE” and for easy of enrollment may come included in your Medicare Advantage (MA) plan making it an actual MAPD.

Cancer Insurance

Estate Planning

Life Insurance

Wealth Transfer

Foundation Giving and planning

Final Expense Insurance


During this process many of our customers ask about additional benefits and services that we can help them. 


We have more than
20 years of experience

Thanks for your continued trust and support. We strive to meet all your needs but we are human so if we ever fall short please let us know so we can make it right!

Industry Awards
5 Star Reviews
Proudly Served

Medicare Health Insurance News

Our goal is to provide the most comprehensive service available to make sure you have all the information you need to make a well informed decision about your Medicare Health Insurance. We know an educated customer is a happy long term client, so feel free to review the news information we have curated just for you.

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This site is a non-government resource , providing information in a simple and straightforward way. Nothing on this website should ever be used as a substitute for professional medical advice. You should always consult with your medical provider regarding diagnosis or treatment for a health condition, including decisions about the correct medication for your condition, as well as prior to undertaking any specific exercise or dietary routine. The purpose of any insurance communication is the solicitation of insurance. Contact will be made by a licensed insurance agent/producer or insurance company. Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. Our advertisers sell insurance offered from a number of different Medicare Supplement insurance companies.