What is Medicaid?

What is Medicaid?

How do I qualify? If I’m on Medicaid do I need more insurance? These are some of the most asked questions by clients.

Medicaid was started July, 30th, 1965 by President Johnson by signing the Social Security amendments that also started Medicare. This amendment promised an improved and wide range of health and medical services for Americans of all ages.


Medicaid is ran and funded by the Federal and State Governments jointly. The Federal Government pays states for a specified percentage of program expenditures, called the Federal Medical Assistance Percentage (FMAP). By doing so, this provides free or low-cost health coverage to millions of Americans, low-income people, families and children, pregnant women, and the elderly. You may get  benefits from this government plan if you are or become disabled.

Dual Eligibility

There are some people that are qualified for both Medicare and Medicaid. This is called, ” Dual Eligibility”. If you do receive benefits from both Medicare and Medicaid, your health care costs are most likely covered. In some cases, Medicaid helps cover prescriptions for your Part D of your Medicare and/or your Part B premium.

If you are on This government plan you may not need a supplement. Seeing as they might cover all of your health care expenses. If you are only getting extra help or are the “Spend Down” program, therefore, leaving gaps in your coverage. You will be able to get a Medicare Supplement as well to help the cost of your health care.

Free Medicare Supplement Quote

Spend Down

There is also something called, “Spend Down”. This is for if your income exceeds Medicaid’s income leaves in your state. Under the “Spend Down” process, some states allow you to become eligible for this plan as “medically needy,” even if you have too much income to qualify, because of this process it allows you to “spend down,” or subtract, your medical expenses from your income to become eligible for Medicaid.

qualify for Medicaid

There are four main ways to qualify for this government plan.
Be 65 or older.
Have a permanent disability as that term is defined by the Social Security Administration.
Be blind.
Be a pregnant woman.
All of these reasons will give you access to the benefits of This Government plan after you apply.

If you have any questions or want some more information regarding this government program please give me a call at (475) 88CARLY


More Info Here

Free Medicare Supplement Quote

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By MEDIGAP on Incline If you are interested in any of the new plans for

2019 Medicare Supplement Plans