Medicare Health Insurance

Medicare Health Insurance

  1. There are two main ways to get Medicare.

    • Original Medicare (Parts A and B) which is provided by the federal government
    • A Medicare Advantage plan (Part C) offered by a private insurance company
  2. With Original Medicare, you may pay a share of the cost.

    • You contributed to Medicare by paying taxes. That’s why you’re eligible for Medicare when you turn 65.
    • Original Medicare may not pay for everything. You may pay a share of the cost of monthly premiums and copays.
  3. Medicare supplement insurance helps with some out-of-pocket costs.

  4. Prescription drug coverage may help limit drug costs.

    • Original Medicare does not include prescription drug coverage. However as a Medicare member, you can get Medicare Part D prescription drug coverage.
    • Prescription drug plans, also known as PDP, and Medicare Advantage plans are offered by private insurance companies.
    • You can enroll in a stand-alone Part D plan to go with your Original Medicare coverage.
    • You can enroll in a Medicare Advantage plan that includes prescription drug coverage.
  5. Coverage choices vary by plan type and state.

    • Original Medicare (Parts A and B) is the same across the United States.
    • Medicare Advantage (Part C) and prescription drug (Part D) plans are offered by private insurance companies and may be available only in certain counties, states or regions.
    • Medicare supplement plans travel with you nationwide. The plans are standardized, but the availability may vary by state.

Looking for more information? tomorrow there will be a follow-up radical stay tuned for more. If you have any questions Call me at (475) 88CARLY / (475) 882-2759

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By MEDIGAP on Incline