Medicare Health Insurance
There are two main ways to get Medicare.
- Original Medicare (Parts A and B) which is provided by the federal government
- A Medicare Advantage plan (Part C) offered by a private insurance company
With Original Medicare, you may pay a share of the cost.
- You contributed to Medicare by paying taxes. That’s why you’re eligible for Medicare when you turn 65.
- Original Medicare may not pay for everything. You may pay a share of the cost of monthly premiums and copays.
Medicare supplement insurance helps with some out-of-pocket costs.
Prescription drug coverage may help limit drug costs.
- Original Medicare does not include prescription drug coverage. However as a Medicare member, you can get Medicare Part D prescription drug coverage.
- Prescription drug plans, also known as PDP, and Medicare Advantage plans are offered by private insurance companies.
- You can enroll in a stand-alone Part D plan to go with your Original Medicare coverage.
- You can enroll in a Medicare Advantage plan that includes prescription drug coverage.
Coverage choices vary by plan type and state.
- Original Medicare (Parts A and B) is the same across the United States.
- Medicare Advantage (Part C) and prescription drug (Part D) plans are offered by private insurance companies and may be available only in certain counties, states or regions.
- Medicare supplement plans travel with you nationwide. The plans are standardized, but the availability may vary by state.
Looking for more information? tomorrow there will be a follow-up radical stay tuned for more. If you have any questions Call me at (475) 88CARLY / (475) 882-2759