Medi-Share

Medi-Share is a healthcare marketplace alternative for Christians

If you are looking for a alternative to the marketplace you may have found an option. Medi-Share is a faith based option that will keep you from paying the penalty and still give you and your family powerful benefits.

Healthcare Marketplace Alternative

As on option you can choose not to be on a marketplace plan, but you will probably still want benefits.

Imagine if you could have assess to one of the largest provider networks in the country with your healthcare marketplace alternative, well with medi-share you can! This will help you drive down your overall costs, along with a reasonable monthly premium you can now take control of your healthcare costs!

 

Health Insurance Agent Story

I have been in the insurance industry for 15 years, and at one time owned an agency that was among the top 5 in the country. I get health insurance…so as you can imagine I always had the best coverage, for the lowest monthly premium.

Here is my story, thanks to Obamacare my family was forced to take a $10,000 deductible just to keep our premiums under $1000.00 a month ($988.00 / month)

We recieved this years notice of coverage increase, and it is $1658.00/mo, thats over a 65% increase on my monthly expenses!!!!!!! So I went on a search for a better healthcare marketplace alternative, and found medi-share….. this is not health insurance but a strategy to join other like minded people to take control of my overall healthcare costs.

With a $10,000 deductible I found that asking the doctor for the CASH PRICE often times was less than paying on insurance, so I have already started managing my overall costs and did not even know it.

Free Medicare Supplement Quote

Now with medi-share I have access to a great network, and will be able to manage all my expenses and believe control my costs!

Its crazy  but I will save over $1000.00 a month with this plan, and have decides to add some accident insurance (that is really what insurance is unforeseen expenses) , which will cost my family around $100.00 a month for the FILLER INSURANCE..so all in all I will save over $10,000 a rear and probably more if I would of stayed on traditional health insurance.

GOODBY Blue Cross Blue Shield

Loved you prior to obamacare, but just cant afford you! Now that their are options I cant imagine not sharing this with everyone, so everyone of my customers will be shortly getting a letter telling them about my story and giving people another options to CHOOSE what is right for their family and pocketbook. Bad news is for those who stay on the other plans, the costs will keep going up because the risk pool is getting smaller and smaller, so the only way for an insurance company to make money will be to raise rates or pull out of the market! (we are already seeing insurance companies pull out of the market)

Medi-Share and my doctor?

Well after telling my doctor the story 2 funny things happened:

  1. He told me that it is great news, because they have stopped taking marketplace customers and may have to stop some of the governement programs because they are not getting paid timly or at such a reduced rate thay can’t afford to!
  2. Asked me how he could JOIN MEDI-SHARE

It’s a crazy world we live in, and it is up to you to take control of your healthcare now! If you would like to discuss give me a call directly on my cell 972.800.6670

Medi-Share

Medi-Share

Free Medicare Supplement Quote

If you are looking for a alternative to the marketplace you may have found an option. Medi-Share is a faith based option that will keep you from paying the penalty and still give you and your family powerful benefits.

Healthcare Marketplace Alternative

As on option you can choose not to be on a marketplace plan, but you will probably still want benefits.

Imagine if you could have assess to one of the largest provider networks in the country with your healthcare marketplace alternative, well with medi-share you can! This will help you drive down your overall costs, along with a reasonable monthly premium you can now take control of your healthcare costs!

 

Health Insurance Agent Story

I have been in the insurance industry for 15 years, and at one time owned an agency that was among the top 5 in the country. I get health insurance…so as you can imagine I always had the best coverage, for the lowest monthly premium.

Here is my story, thanks to Obamacare my family was forced to take a $10,000 deductible just to keep our premiums under $1000.00 a month ($988.00 / month)

We recieved this years notice of coverage increase, and it is $1658.00/mo, thats over a 65% increase on my monthly expenses!!!!!!! So I went on a search for a better healthcare marketplace alternative, and found medi-share….. this is not health insurance but a strategy to join other like minded people to take control of my overall healthcare costs.

With a $10,000 deductible I found that asking the doctor for the CASH PRICE often times was less than paying on insurance, so I have already started managing my overall costs and did not even know it.

Free Medicare Supplement Quote

Now with medi-share I have access to a great network, and will be able to manage all my expenses and believe control my costs!

Its crazy  but I will save over $1000.00 a month with this plan, and have decides to add some accident insurance (that is really what insurance is unforeseen expenses) , which will cost my family around $100.00 a month for the FILLER INSURANCE..so all in all I will save over $10,000 a rear and probably more if I would of stayed on traditional health insurance.

GOODBY Blue Cross Blue Shield

Loved you prior to obamacare, but just cant afford you! Now that their are options I cant imagine not sharing this with everyone, so everyone of my customers will be shortly getting a letter telling them about my story and giving people another options to CHOOSE what is right for their family and pocketbook. Bad news is for those who stay on the other plans, the costs will keep going up because the risk pool is getting smaller and smaller, so the only way for an insurance company to make money will be to raise rates or pull out of the market! (we are already seeing insurance companies pull out of the market)

Medi-Share and my doctor?

Well after telling my doctor the story 2 funny things happened:

  1. He told me that it is great news, because they have stopped taking marketplace customers and may have to stop some of the governement programs because they are not getting paid timly or at such a reduced rate thay can’t afford to!
  2. Asked me how he could JOIN MEDI-SHARE

It’s a crazy world we live in, and it is up to you to take control of your healthcare now! If you would like to discuss give me a call directly on my cell 972.800.6670

Medi-Share

Medi-Share

Free Medicare Supplement Quote

Health Insurance for Seniors without Medicare

Health Insurance for Seniors without Medicare

Are you retiring soon? But haven’t worked your forty-quarters? You might be wondering what do I do now for Insurance? I’ve got the answers for you!

 

 

65 or older and not eligible for Medicare

You may be able to buy insurance thru the marketplace to get lower cost monthly based on your household income and size. Yet without health coverage, you will be subject to pat the penalty that most pay without coverage for health insurance

 

Penalty

What is this ” penalty “? Well, this happens when you can afford or if you are offered health insurance but you do not take it. You will then will have to deal with this penalty. it is called “Individual shared responsibility payment”

  • health insurance that qualifies as minimum essential coverage.
  • You pay the fee when you file your federal tax return for the year you don’t have coverage.
  • In some cases, you may qualify for a health coverage exemption from the requirement to have insurance. If you qualify, you won’t have to pay the fee.

 

Free Medicare Supplement Quote

If not, Marketplace then where?

You also have the option to but into Medicare. Although this may be more expensive it’s always a good idea to looking into.

 

Health Insurance for Seniors without Medicare,

 If you have retiree health benefits

If you have retiree health benefits, you’re considered covered under the health care law. You don’t have to pay the penalty that people without insurance must pay.

If you have retiree coverage and want to buy a Marketplace plan instead, you can. But:

  • You can’t get premium tax credits and other savings based on your income. This is true only if you’re actually enrolled in retiree coverage. If you’re eligible for but not enrolled in retiree coverage, you may qualify for premium tax credits and lower out-of-pocket costs based on your household size and income.
  • If you voluntarily drop your retiree coverage, you won’t qualify for a Special Enrollment Period to enroll in a new Marketplace plan. You won’t be able to enroll in health coverage through the Marketplace until the next Open Enrollment period.

 

Have more questions? Give me a call at (475) 88CARLY / (475) 882-2759

 

 

Free Medicare Supplement Quote

List of Medicare Supplement Insurance Companies

List of Medicare Supplement Insurance Companies

 

  • Aetna Life Insurance Company
  • American Continental Insurance Company
  • American Republic Corp Insurance Company
  • American Retirement Life Insurance Company
  • Assured Life Association
  • Bankers Fidelity Life Insurance Company
  • Blue Cross Blue Shield Insurance Company
  • Central States Indemnity Company of Omaha
  • Colonial Penn Life Insurance Company
  • Conseco Insurance Company
  • Combined Insurance Company of America
  • Community Insurance Company
  • Equitable Life & Casualty Insurance Company
  • Everence Association Inc.
  • Family Life Insurance Company
  • Forethought Life Insurance Company
  • Gerber Life Insurance Company
  • Globe Life and Accident Insurance Company
  • Government Personnel Mutual Life Insurance Company
  • Heartland National Life Insurance Company
  • Humana Insurance Company
  • Liberty National Life Insurance Company
  • Loyal American Life Insurance Company
  • Manhattan Life Insurance Company
  • Marquette National Life Insurance Company
  • Medical Mutual of Ohio
  • Medico Insurance Company
  • New Era Life Insurance Company
  • New Era Life Insurance Company of the Midwest
  • Old Surety Life Insurance Company
  • Omaha Insurance Company
  • Oxford Life Insurance Company
  • Paramount Insurance Company
  • Pekin Life Insurance Company
  • Philadelphia American Life Insurance Company
  • Physicians Mutual Insurance Company
  • Reserve National Insurance Company
  • Royal Neighbors of America
  • Sentinel Security Life Insurance Company
  • Standard Life and Accident Insurance Company
  • State Farm Mutual Insurance Company
  • Sterling Investors Life Insurance Company
  • Stonebridge Life Insurance Company
  • Thrivent Financial for Lutherans
  • Transamerica Life Insurance Company
  • United American Insurance Company
  • United Commercial Travelers of America
  • United National Life Insurance Company of America
  • United of Omaha Life Insurance
  • UnitedHealthcare Insurance Company
  • USAA Life Insurance Company

As you can see there are a lot of Medicare Insurance companies out there. Now these may not be every single one but this can give you plenty of companies to look into. But the good thing about the Medicare Supplement plans is that it doesn’t matter what company you go with. The plan benefits will stay the same. They are standardized by the government.

Free Medicare Supplement Quote

If you are ready to get signed up for your Medicare Supplement then you can give me a call directly at 901-KORTNI8. I’m a Licensed Broker, which means I can look at multiple insurance companies to see who is offering the cheapest rate for these plans.

United World Life Insurance Company Medicare Supplement

United World Life Insurance Company Medicare Supplement

United World Life Insurance Company was founded in 1983 by the Mutual of Omaha Life Insurance Company and has become one of the market’s leading companies. United World offers many of products that include Life Insurance, Fixed Annuities, Medicare Supplement and other types of insurance. United World Life insurance company is A+ rated with AM Best rating scale.

 

Plan Benefits

All of these plans might be available in your area. But all 10 plans are standardized in all of the states except Massachusetts, Minnesota, and Wisconsin, they have there own plans. With these plans standardized that means that no matter what insurance company you go with, the plan benefits will not change.

Plan A

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YES

Benefit For Blood YES

Part B Co-Insurance YES

Hospice Co-Insurance YES

Skilled Nursing Facility Co-Insurance NO

Part A Deductible NO

Part B Deductible NO

Part B Excess NO

Foreign Travel Benefit NO

Preventive Care Co-Insurance YES

Out-Of-Pocket Limit  NONE

 

Plan B

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YES

Benefit For Blood  YES

Part B Co-Insurance YES

Hospice Co-Insurance  YES

Skilled Nursing Facility Co-Insurance NO

Part A Deductible YES

Part B Deductible NO

Part B Excess NO

Foreign Travel Benefit NO

Preventive Care Co-Insurance  YES

Out-Of-Pocket Limit NONE

Plan C

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YES

Benefit For Blood YES

Part B Co-Insurance YES

Hospice Co-Insurance YES

Skilled Nursring Facility Co-Insurance  YES

Part A Deductible YES

Part B Deductible YES

Part B Excess NO

Foreign Travel Benefit YES

Preventive Care Co-Insurance YES

Out-Of-Pocket Limit NONE

Plan D

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YEA

Benefit For Blood YES

Part B Co-Insurance YES

Hospice Co-Insurance YES

Skilled Nursing Facility Co-Insurance YES

Part A Deductible YES

Part B Deductible  NO

Part B Excess NO

Foreign Travel Benefit YES

Preventive Care Co-Insurance YES

Out-Of-Pocket Limit NONE

Plan F

Part A hospital Co-Insurance  YES

365 Additional Hospital Reserve days YES

Benefit For Blood YES

Part B Co-Insurance YES

Hospice Co-Insurance YES

Skilled Nursing Facility Co-Insurance YES

Part A Deductible YES

Part B Deductible YES

Part B Excess YES

Foreign Travel Benefit YES

Preventive Care Co-Insurance YES

Out-Of-Pocket Limit NONE

Free Medicare Supplement Quote

Plan G

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YES

Benefit For Blood YES

Part B Co-Insurance YES

Hospice Co-Insurance YES

Skilled Nursring Facility Co-Insurance YES

Part A Deductible YES

Part B Deductible NO

Part B Excess YES

Foreign Travel Benefit YES

Preventive Care Co-Insurance YES

Out-Of-Pocket Limit NONE

Plan K

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YES

Benefit For Blood 50%

Part B Co-Insurance  50%

Hospice Co-Insurance  50%

Skilled Nursing Facility Co-Insurance  50%

Part A Deductible  50%

Part B Deductible NO

Part B Excess NO

Foreign Travel Benefit NO

Preventive Care Co-Insurance YES

Out-Of-Pocket Limit $4,620

Plan L

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YES

Benefit For Blood 75%

Part B Co-Insurance 75%

Hospice Co-Insurance 75%

Skilled Nursing Facility Co-Insurance  75%

Part A Deductible 75%

Part B Deductible  NO

Part B Excess  NO

Foreign Travel Benefit YES 

Preventive Care Co-Insurance YES

Out-Of-Pocket Limit $2310

Plan M

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YES

Benefit For Blood YES

Part B Co-Insurance YES

Hospice Co-Insurance YES

Skilled Nursing Facility Co-Insurance YES 

Part A Deductible 50%

Part B Deductible NO

Part B Excess NO

Foreign Travel Benefit YES 

Preventive Care Co-Insurance YES 

Out-Of-Pocket Limit NONE

Plan N

*THIS PLAN HAS $20 CO-PAY FOR DOCTORS VISITS AND $50 FOR ER VISITS*

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YES

Benefit For Blood YES

Part B Co-Insurance * CO-PAYS

Hospice Co-Insurance YES

Skilled Nursing Facility Co-Insurance YES

Part A Deductible YES

Part B Deductible NO

Part B Excess NO

Foreign Travel Benefit YES

Preventive Care Co-Insurance YES

Out-Of-Pocket Limit NONE

 

If you are ready to get signed up for a United World Life Insurance Company Medicare Supplement plan or have any questions about Medicare please feel free to give me a call here at 1-800-Medigap/1-800-633-4427. Or you can reach me directly at 901-KORTNI8. I am a Licensed Broker, which means I can look at multiple companies to see who is offering the cheapest rates for these plans, and help you decide on which plan best fits your needs.

AMA Medicare Supplement Insurance

AMA Medicare Supplement Insurance

Medicare Supplement Insurance plans are standardized which means that no matter what insurance company you go with the plan benefits will stay the same. The only thing that will/can change is the price of the plan. Different insurance companies can charge different rates for these plans. So what you will want to do is find out who is charging the least amount for the plan.

 

History

Since 1988, AMA Insurance has leveraged the power of 1,000,000 U.S. physicians, negotiating high-quality and affordable coverage to protect you from medical school to retirement. Rely on us to help protect your financial future.

 

Medicare Supplement Plans

Medigap Plan A

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YES

Benefit For Blood YES

Part B Co-Insurance YES

Hospice Co-Insurance YES

Skilled Nursing Facility Co-Insurance NO

Part A Deductible NO

Part B Deductible NO

Part B Excess NO

Foreign Travel Benefit NO

Preventive Care Co-Insurance YES

Out-Of-Pocket Limit  NONE

Medigap Plan B

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YES

Benefit For Blood  YES

Part B Co-Insurance YES

Hospice Co-Insurance  YES

Skilled Nursing Facility Co-Insurance NO

Part A Deductible YES

Part B Deductible NO

Part B Excess NO

Foreign Travel Benefit NO

Preventive Care Co-Insurance  YES

Out-Of-Pocket Limit NONE

 Medigap Plan C

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YES

Benefit For Blood YES

Part B Co-Insurance YES

Hospice Co-Insurance YES

Skilled Nursring Facility Co-Insurance  YES

Part A Deductible YES

Part B Deductible YES

Part B Excess NO

Foreign Travel Benefit YES

Preventive Care Co-Insurance YES

Out-Of-Pocket Limit NONE

Medigap Plan D

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YEA

Benefit For Blood YES

Part B Co-Insurance YES

Hospice Co-Insurance YES

Skilled Nursing Facility Co-Insurance YES

Part A Deductible YES

Part B Deductible  NO

Part B Excess NO

Foreign Travel Benefit YES

Preventive Care Co-Insurance YES

Out-Of-Pocket Limit NONE

Medigap Plan F

Part A hospital Co-Insurance  YES

365 Additional Hospital Reserve days YES

Benefit For Blood YES

Part B Co-Insurance YES

Hospice Co-Insurance YES

Skilled Nursing Facility Co-Insurance YES

Part A Deductible YES

Part B Deductible YES

Part B Excess YES

Foreign Travel Benefit YES

Preventive Care Co-Insurance YES

Free Medicare Supplement Quote

Out-Of-Pocket Limit NONE

Medigap Plan G

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YES

Benefit For Blood YES

Part B Co-Insurance YES

Hospice Co-Insurance YES

Skilled Nursring Facility Co-Insurance YES

Part A Deductible YES

Part B Deductible NO

Part B Excess YES

Foreign Travel Benefit YES

Preventive Care Co-Insurance YES

Out-Of-Pocket Limit NONE

Medigap Plan K

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YES

Benefit For Blood 50%

Part B Co-Insurance  50%

Hospice Co-Insurance  50%

Skilled Nursing Facility Co-Insurance  50%

Part A Deductible  50%

Part B Deductible NO

Part B Excess NO

Foreign Travel Benefit NO

Preventive Care Co-Insurance YES

Out-Of-Pocket Limit $4,620

Medigap Plan L

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YES

Benefit For Blood 75%

Part B Co-Insurance 75%

Hospice Co-Insurance 75%

Skilled Nursing Facility Co-Insurance  75%

Part A Deductible 75%

Part B Deductible  NO

Part B Excess  NO

Foreign Travel Benefit YES 

Preventive Care Co-Insurance YES

Out-Of-Pocket Limit $2310

Medigap Plan M

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YES

Benefit For Blood YES

Part B Co-Insurance YES

Hospice Co-Insurance YES

Skilled Nursing Facility Co-Insurance YES 

Part A Deductible 50%

Part B Deductible NO

Part B Excess NO

Foreign Travel Benefit YES 

Preventive Care Co-Insurance YES 

Out-Of-Pocket Limit NONE

Medigap Plan N

*THIS PLAN HAS $20 CO-PAY FOR DOCTORS VISITS AND $50 FOR ER VISITS*

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YES

Benefit For Blood YES

Part B Co-Insurance * CO-PAYS

Hospice Co-Insurance YES

Skilled Nursing Facility Co-Insurance YES

Part A Deductible YES

Part B Deductible NO

Part B Excess NO

Foreign Travel Benefit YES

Preventive Care Co-Insurance YES

Out-Of-Pocket Limit NONE

 

If your ready to signed up for your Medicare Supplement Insurance plan please feel free to give me a call here at 1-800-Medigap. Or you can reach me directly at 901-KORTNI8. I’m a Licensed Broker, which means I can look at multiple companies to see who is offering the cheapest rate for these plans.

Can I have Private Insurance and Medicare?

Can I have Private Insurance and Medicare?

Have you just retired and have Private insurance still? Wondering if and Can I have Private Insurance and Medicare?

 

Can I have Private Insurance and Medicare

If you have Medicare and other health insurance or coverage, each type of coverage is called a “payer.” When there’s more than one payer, “coordination of benefits” rules decide which one pays first. The “primary payer” pays what it owes on your bills first, and then sends the rest to the “secondary payer” to pay. In some cases, there may also be a third payer.

 

What it means to pay primary/secondary

  • The insurance that pays first (primary payer) pays up to the limits of its coverage.
  • The one that pays second (secondary payer) only pays if there are costs the primary insurer didn’t cover.
  • The secondary payer (which may be Medicare) may not pay all the uncovered costs.
  • If your employer insurance is the secondary payer, you may need to enroll in Medicare Part B before your insurance will pay.

Paying “first” means paying the whole bill up to the limits of the coverage. It doesn’t always mean the primary payer pays first in time. If the insurance company doesn’t pay the claim promptly (usually within 120 days), your doctor or other provider may bill Medicare. Medicare may make a conditional payment to pay the bill, and then later recover any payments the primary payer should’ve made.

Free Medicare Supplement Quote

 

I’m 65 or older and have group health plan coverage based on my current employment (or the current employment of a spouse of any age), and my employer has 20 or more employees.

If the employer has more than 20 employees, the group health plan generally pays first.

If the group health plan didn’t pay all of your bill, the doctor or health care provider should send the bill to Medicare for secondary payment. Medicare will look at what your group health plan paid, and pay any additional costs up to the Medicare-approved amount. You’ll have to pay whatever costs Medicare or the group health plan doesn’t cover.

Generally, employers with 20 or more employees must offer current employees 65 and older the same health benefits, under the same conditions, that they offer younger employees. If the employer offers coverage to spouses, they must offer the same coverage to spouses 65 and older that they offer to spouses under 65.

Medicare 

Do you have more questions? Give me a call at (475) 88CARLY/ (475) 882-2759

Free Medicare Supplement Quote

Top Medigap Companies

Top Medigap Companies

When looking for a Medigap plan or Medigap companies you may know that all the plans are standardized. This means all the plans later A-N no matter what company you choose will have to give you the exact same benefits. With all the different Medigap Companies to pick from we here at 1-800-MEDIGAP have done the long and tedious process of researching and looking into the companies customer service of all the many Medicare supplemental insurance companies for you.

 

Today I will go over a few of the top rated Medigap companies we have here at 1-800-MEDIGAP.

Mutual of Omaha

The first Company I’m going to talk about is Mutual Of Omaha. They are one of our top companies. Mutual of Omaha is a great company. They are A+ rated on A.M Best Rating which means that the companies that have superior ability to meet their ongoing insurance obligations. Under Moody’s Investors Services Mutual of Omaha is rated A1 which means that for current financial strength and ability to withstand financial stress in the future. Also, under Standard & Poor’s they are rated AA- which means that they have financial strength to meet obligations to policyholders. Mutual of Omaha was founded in 1909 and are based in Omaha, Nebraska. They have billions of customer’s with their company nationwide.This is why they are our number one insurance company that we offer.

Mutual of Omaha History

Mutual Of Omaha has also started their own bank. Furthering their stability as a company while opening new doors for them. The clients we have helped get signed up through Mutual of Omaha have given us some amazing reviews. Not only on the supplement benefits they receive but their customer service relations as well. This is why they are our number one insurance company that we offer here at 1-800-MEDIGAP.  

 

Individual Assurance Company (IAC)

Founded over 50 years ago as an insurance agency focused on meeting the insurance needs of financial institution customers, Individual Assurance Company (IAC) has grown through the years by remaining  “Focused on what matters most.”

IAC began doing business in 1956 as Institutional Agencies Corporation, and in 1973 was established as a Missouri domiciled insurance company.  Today, we are headquartered in Edmond, Oklahoma, and operate in 43 states and throughout a number of Pacific island nations and territories.  With nearly $4 billion of insurance in force, we maintain a “B+ (Good)” rating from A.M. Best Company with a stable outlook. (As of 6/4/2015.)

Free Medicare Supplement Quote

Our focus on the future is clear.  We work to continually expand and enhance our products and services, giving you the resources to meet the changing needs of the communities you serve. From individual life, health, and accident insurance, to group programs and administration, IAC remains “Focused on what matters most.”

 

New Era Life Insurance Company

The company was incorporated in 1924 and current management took over in 1989.  Throughout its history, the New Era family of companies has provided quality, affordable insurance, and financial products highlighted by outstanding customer service.

Our Companies Include

New Era Life Insurance Company
Philadelphia American Life Insurance Company
New Era Life Insurance Company of the Midwest
Each of these companies has sole responsibility
for the products they issue.
A.M. Best Financial Rating

New Era is in the A.M. Best “Secure” group of insurance companies with a current rating of B+ (Good). A.M. Best is the leading provider of ratings for the insurance industry. Their ratings are recognized as the benchmark for assessing the financial strength of insurance organizations.

 

These are just three of the many amazing Medigap companies we are appointed with here at 1-800-MEDIGAP. Looking for more information or maybe you have questions about Medigap plans or Medicare. You can call me at (475) 88CARLY / (475) 882-2759

Free Medicare Supplement Quote

Making Money Selling Medicare Supplements

Making Money Selling Medicare Supplements

Making money selling medicare supplements over the phone

Making money selling medicare supplements over the phone

Making Money Selling Medicare Supplements is very profitable with over 10,000 people a day turning 65 and millions all ready on Medicare Part A & B who need or have a medicare supplement.

Because there are so many people turning 65, the opportunities are limitless.

 

Top 10 ways to make money selling medicare supplements-Best ways to market medicare supplements

  • Family & Friends turning 65 (we all have them)
  • Chamber of commerce meetings
  • Senior Clubs
  • Retirement Parties
  • Bingo Halls (Full of people turning 65)
  • Cruise Ships (Great way to write off a vacation-not on spring break or holidays)
  • Referrals from tax people, other insurance agents and professionlas you network with
  • Internet Marketing
  • Val-pack
  • Direct Mail

Really the list goes on and on, every where you turn their is an opportunity to either sell or ask for a referral. So now that you know the opportunities are limitless, the next question is going to be HOW MUCH DO I MAKE?

How much do I make selling Medicare Supplements?

The great thing about insurance sales in general is you typically get paid every year for several years after the sales depending on what plan you put the customer in, as long as they pay you get paid.

An average premium is $150.00 a month for a medicare supplement, which means the insurance company will collect $1800.00 a year in premium from the customer and you they agent will get paid around $200.00 a year for several years. So if you take good care of your customers and you get paid for 4-6 years the value of 1 new customer is around $1000.00 per sale!

 

Pretty good money for a sales process that takes less than 1 hour!

How do I get started selling medicare supplements?

Step 1: Get your insurance license through your state department of insurance COST: $150.00 estimated

Step 2: Find a sponsor or broker to train you and help you get insurance company contracts. COST: Typically FREE + Appointment fees ranging from $5.00 to $40.00 per carrier per state. Call (657)2AGENTS to become an agent!

Step 3: get training (Invest as much time here as possible to become good at your craft)

Free Medicare Supplement Quote

 

Step 4: Get online access to start enrolling customers

 

Step 5: Start making money.

 

Good news is most carriers will pay you in advance for 9 months of premium, so you could potentially start bringing in money the same week you sell your first policy.

 

Selling medicare supplements over the phone

Thanks to technology once you get your business started, you can branch out into other states and begin selling medicare supplements by phone and that opens up a whole new set of family, friends and referrals nation wide.

Now that you have an overview on how to start selling medicare supplements..make the call 1-657-2AGENTS

There are over 150 insurance plan options in the 50 states, and they all have different process for selling their products. If you would like to become an agent or have questions about the profession give us a call directly at 1-657-2AGENTS

 

aaa medicare supplement insurance

AAA Medicare Supplement Insurance

AAA Medicare Supplement Insurance

AAA Medicare Supplement Insurance

AAA Medicare Supplement plans are the secondary plans to go with Medicare. These plans are standardized so therefor, it doesn’t matter what insurance company you go with, the plan benefits will stay the same. The only thing that will/can change will be the price. You will want to look around for the best price offered for these plans.

History

The AAA was founded in 1902 and was originally called the American Automobile Association. The AAA, headquartered in Heathrow, Florida, has 51 independent motor clubs in North America and has in excess of 51 million members. AAA was a pioneer in establishing driver safety programs, opening its first school safety patrol program in 1920.

In 1947, the organization established the AAA Foundation for Traffic Safety. AAA has maintained its interest in traffic safety over its long history and was awarded the distinction by the U.S. Transportation Department in 1998 as the Clinton administration’s number one traffic safety partner.

 

 

Medicare Supplement Insurance plans

 

Medigap Plan A

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YES

Benefit For Blood YES

Part B Co-Insurance YES

Hospice Co-Insurance YES

Skilled Nursing Facility Co-Insurance NO

Part A Deductible NO

Part B Deductible NO

Part B Excess NO

Foreign Travel Benefit NO

Preventive Care Co-Insurance YES

Out-Of-Pocket Limit  NONE

Medigap Plan B

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YES

Benefit For Blood  YES

Part B Co-Insurance YES

Hospice Co-Insurance  YES

Skilled Nursing Facility Co-Insurance NO

Part A Deductible YES

Part B Deductible NO

Part B Excess NO

Foreign Travel Benefit NO

Preventive Care Co-Insurance  YES

Out-Of-Pocket Limit NONE

Medigap Plan C

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YES

Benefit For Blood YES

Part B Co-Insurance YES

Hospice Co-Insurance YES

Skilled Nursring Facility Co-Insurance  YES

Part A Deductible YES

Part B Deductible YES

Part B Excess NO

Foreign Travel Benefit YES

Preventive Care Co-Insurance YES

Out-Of-Pocket Limit NONE

Medigap Plan D

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YEA

Benefit For Blood YES

Part B Co-Insurance YES

Hospice Co-Insurance YES

Skilled Nursing Facility Co-Insurance YES

Part A Deductible YES

Part B Deductible  NO

Part B Excess NO

Foreign Travel Benefit YES

Preventive Care Co-Insurance YES

Out-Of-Pocket Limit NONE

Medigap Plan F

Part A hospital Co-Insurance  YES

365 Additional Hospital Reserve days YES

Benefit For Blood YES

Part B Co-Insurance YES

Hospice Co-Insurance YES

Skilled Nursing Facility Co-Insurance YES

Part A Deductible YES

Part B Deductible YES

Part B Excess YES

Foreign Travel Benefit YES

Free Medicare Supplement Quote

Preventive Care Co-Insurance YES

Out-Of-Pocket Limit NONE

Medigap Plan G

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YES

Benefit For Blood YES

Part B Co-Insurance YES

Hospice Co-Insurance YES

Skilled Nursring Facility Co-Insurance YES

Part A Deductible YES

Part B Deductible NO

Part B Excess YES

Foreign Travel Benefit YES

Preventive Care Co-Insurance YES

Out-Of-Pocket Limit NONE

Medigap Plan K

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YES

Benefit For Blood 50%

Part B Co-Insurance  50%

Hospice Co-Insurance  50%

Skilled Nursing Facility Co-Insurance  50%

Part A Deductible  50%

Part B Deductible NO

Part B Excess NO

Foreign Travel Benefit NO

Preventive Care Co-Insurance YES

Out-Of-Pocket Limit $4,620

Medigap Plan L

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YES

Benefit For Blood 75%

Part B Co-Insurance 75%

Hospice Co-Insurance 75%

Skilled Nursing Facility Co-Insurance  75%

Part A Deductible 75%

Part B Deductible  NO

Part B Excess  NO

Foreign Travel Benefit YES 

Preventive Care Co-Insurance YES

Out-Of-Pocket Limit $2310

Medigap Plan M

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YES

Benefit For Blood YES

Part B Co-Insurance YES

Hospice Co-Insurance YES

Skilled Nursing Facility Co-Insurance YES 

Part A Deductible 50%

Part B Deductible NO

Part B Excess NO

Foreign Travel Benefit YES 

Preventive Care Co-Insurance YES 

Out-Of-Pocket Limit NONE

Medigap Plan N

*THIS PLAN HAS $20 CO-PAY FOR DOCTORS VISITS AND $50 FOR ER VISITS*

Part A hospital Co-Insurance YES

365 Additional Hospital Reserve days YES

Benefit For Blood YES

Part B Co-Insurance * CO-PAYS

Hospice Co-Insurance YES

Skilled Nursing Facility Co-Insurance YES

Part A Deductible YES

Part B Deductible NO

Part B Excess NO

Foreign Travel Benefit YES

Preventive Care Co-Insurance YES

Out-Of-Pocket Limit NONE

 

If you are ready to get signed up for your Medicare Supplement Insurance plan please feel free to give me a call here at 1-800-633-4227. You can also reach me directly at 901-KORTNI8. I am a Licensed Broker, so therefor I can look at multiple companies to see who is offering the cheapest rate for these plans.

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